Provided by MetLife
Protect your loved ones with a financial safety net.
Watch the video for an overview of Term Life Insurance.
In the event of your passing, Term Life Insurance gives your loved ones a lump-sum payment for expenses like:
This plan also covers Accidental Death & Dismemberment (AD&D).
How does AD&D coverage work?
Say you elected $100,000 in Term Life Insurance.
Example 1: If you were to die in a car crash—but you were wearing a seatbelt and your airbag deployed—your beneficiaries could be eligible to receive:
Example 2: If you were to die in a commercial airline accident, your beneficiaries could be eligible to receive:
More benefits
Specific exclusions vary by state. Please see your plan summary to learn more.
Unlike permanent life insurance, Term Life Insurance does not build cash value. That means Term Life Insurance is usually the more affordable option.
Consider MetLife Term Life Insurance if:
Starting at $0.95/week
Benefit Features
MetLife offers solutions and guidance to help customers meet their goals and navigate life's twists and turns.
1. Included with Supplemental Life Insurance. Will Preparation Services are offered by MetLife Legal Plans, Inc, Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan General Insurance Company Warwick, Rhode Island. For New York-sitused cases, Will Preparation Services are an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond will preparation. Tax planning and preparation of living trusts are not covered by Will Preparation Services.
2. Included with Supplemental Life Insurance. Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan General Insurance Company Warwick, Rhode Island. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.
3. All coverage amounts are subject to applicable state laws. To take advantage of this benefit, coverage of at least $10,000 or $20,000 must be elected.
In general, death benefits are received income tax-free.
Services and discounts are provided through a member of the Dignity Memorial® Network, a brand name used to identify a network of licensed funeral, cremation and cemetery providers that are affiliates of Service Corporation International (together with its affiliates, “SCI”), 1929 Allen Parkway, Houston, Texas. The online planning site is provided by SCI Shared Resources, LLC. SCI is not affiliated with MetLife, and the services provided by Dignity Memorial members are separate and apart from the insurance provided by MetLife. Not available in some states. Planning services, expert assistance, and bereavement travel services are available to anyone regardless of affiliation with MetLife. Discounts through Dignity Memorial’s network of funeral providers are pre-negotiated. Not available where prohibited by law. The discount is available for services offered in any state except KY and NY, or where there is no Dignity Memorial presence (AK, MT, ND, SD, and WY). For MI and TN, the discount is available for “At Need” services only. For coverage issued under a multiple-employer trust, services are not available for WA residents.