Provided by MetLife
Supplement your health and disability insurance with coverage to support a variety of accident-induced injuries.
Watch the video for an overview of Accident Insurance.
MetLife Accident Insurance coverage pays you a lump-sum should a covered event occur. Coverage can include:
Injuries:
Treatments and procedures associated with the accident2:
Specific exclusions vary by state. See your plan summary for more information.
MetLife Accident Insurance is not meant to replace core medical coverage or disability coverage. Consider Accident Insurance a source of supplemental financial help in the event of a covered accident-based injury or treatment.
Consider Metlife Accident Insurance if you:
Starting at $1.95/week
Benefit Features
MetLife offers solutions and guidance to help customers meet their goals and navigate life's twists and turns.
1 Chip fractures are paid at 25% of Fracture Benefit and partial dislocations are paid at 25% of Dislocation Benefit.
2 Covered services/treatments must be the result of an accident or sickness as defined in the group policy/certificate. See your Disclosure Statement or Outline of Coverage/Disclosure Document for more details.
3 Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents to be covered are not subject to medical restrictions as set forth on the enrollment form and in the Certificate. Some states require the insured to have medical coverage. Additional restrictions apply to dependents serving in the armed forces or living overseas.
4 Eligibility for portability through the Continuation of Insurance with Premium Payment provision may be subject to certain eligibility requirements and limitations. For more information, contact your MetLife representative.
METLIFE’S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There are benefit reductions that begin at age 65, if applicable. Like most group accident and health insurance policies, policies offered by MetLife may include waiting periods and contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details.