Auto & Home Insurance

You could save over $700 on auto insurance.¹ We have other options that help you save with Liberty Mutual or other carriers if needed.

With Liberty Mutual Insurance^® Auto & Home, you receive the following protection and support for some of your most valuable assets:

Auto

• Violation-Free Discount: Customers can earn a discount for 3 years of violation-free driving. Get an even larger discount when you reach 5 years.² ‍
• Better Car Replacement: If your car is totaled, we’ll give you the money for a model that’s one year newer.³ ‍
• 24-Hour Roadside Assistance: If your car breaks down, we won’t leave you stranded. From a jump-start to a tow, our optional 24-Hour Roadside Assistance will get you moving again.⁴ ‍
• Multi-Policy Discount: When you insure both your car and home with Liberty Mutual, you qualify for comprehensive protection and additional savings.²
• Accident Forgiveness: After five years of never getting in an accident, you hit someone’s bumper. You’re forgiven - we won’t raise your rate. ⁵ 
• Liberty Mutual Deductible Fund^®6: You have a fender-bender. Use this optional benefit towards the cost of your deductible and you'll owe less money.

Home

• Additional Living Expense: If your house becomes unlivable due to a loss (e.g. fire, water damage), this service covers any necessary increase in living expenses^.7
• ^‍Loss Forgiveness: Your price won’t increase because of the first qualified loss in your home.⁸ ‍
• New/Renovated Home Discount: You may qualify for special savings if your home was recently built or substantially renovated.² ‍
• Water Backup and Overflow Coverage: Your home and personal belongings are covered from water damage due to sewer and drain backups or the mechanical failure of your sump pump.⁹

Exact coverage varies. Review the documents included in the more resources section of this page for more details.

Consider this coverage if any of the following apply:

• You want access to customized insurance from a leading brand
• You are buying a new home or car
• You have not recently shopped for auto or home insurance to switch and save

You could save over $700 on auto insurance.¹ We have other options that help you save with Liberty Mutual or other carriers if needed.

With Liberty Mutual Insurance^® Auto & Home, you receive the following protection and support for some of your most valuable assets:

Auto

• Violation-Free Discount: Customers can earn a discount for 3 years of violation-free driving. Get an even larger discount when you reach 5 years.² ‍
• Better Car Replacement: If your car is totaled, we’ll give you the money for a model that’s one year newer.³ ‍
• 24-Hour Roadside Assistance: If your car breaks down, we won’t leave you stranded. From a jump-start to a tow, our optional 24-Hour Roadside Assistance will get you moving again.⁴ ‍
• Multi-Policy Discount: When you insure both your car and home with Liberty Mutual, you qualify for comprehensive protection and additional savings.²
• Accident Forgiveness: After five years of never getting in an accident, you hit someone’s bumper. You’re forgiven - we won’t raise your rate. ⁵ 
• Liberty Mutual Deductible Fund^®6: You have a fender-bender. Use this optional benefit towards the cost of your deductible and you'll owe less money.

Home

• Additional Living Expense: If your house becomes unlivable due to a loss (e.g. fire, water damage), this service covers any necessary increase in living expenses^.7
• ^‍Loss Forgiveness: Your price won’t increase because of the first qualified loss in your home.⁸ ‍
• New/Renovated Home Discount: You may qualify for special savings if your home was recently built or substantially renovated.² ‍
• Water Backup and Overflow Coverage: Your home and personal belongings are covered from water damage due to sewer and drain backups or the mechanical failure of your sump pump.⁹

Exact coverage varies. Review the documents included in the more resources section of this page for more details.

Consider this coverage if any of the following apply:

• You want access to customized insurance from a leading brand
• You are buying a new home or car
• You have not recently shopped for auto or home insurance to switch and save